0% APR Interest Free Finance
Easy Ways to Pay
Because West Midlands Home Improvements believe in treating our customers fairly you can pay us direct for your new windows and doors via any of the following methods:
- Cash
- Cheque
- Debit Card
- Credit Card
- Credit Agreement
Why not spread the cost ?
It’s easy to spread the cost and finance your home improvements with West Midlands Home Improvements. Spread the cost or buy now, pay later – we can help you to get the windows and doors that you want at a price that makes you happy.
We’ll make it quick and easy for you too with:
- No deposit required – keep your hard-earned savings working for you
- It’s unsecured – your loan is not secured on your home.
- Quick decisions on approval
Finance Options
Buy now pay later with 12 months non-payment period.
Spread the cost with buy now pay later finance available online and in-store.
The buy now pay later finance option allow you to spread the cost of your purchase over 120 months with a 12-month non-payment period.
If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period, you will not pay any interest but will pay an early settlement fee of £49.00.
If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term of 120 months with interest charged at a representative APR of 9.9%. You will pay interest on the amount of credit that remains unpaid, and interest will be charged from the date we told you the agreement was live.
Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.
Representative Example:
Purchase price: £10,000.00
Amount to finance: £10,000.00
Deferred period: 12 months
120 monthly payments of: £141.14
Interest payable: £6,936.80
Total amount payable: £16,936.80
Representative APR%: 9.9%
Interest Free Credit
With Interest free finance you can spread the cost of your purchase on finance over 3 years at 0% APR Representative. No deposit required.
Representative Example:
Purchase price: £10,000.00
Amount to finance: £10,000.00
36 monthly payments of: £277.78
Interest payable: Zero
Total amount payable: £10,000.00
Representative APR%: 0%
Interest Bearing Credit
Up to 120 months 5.9% APR representative interest bearing finance.
Spread the cost with our interest bearing finance.
Our simple finance options allow you to spread the cost of your purchase over 60 or 120 months.
Representative Example:
Purchase price: £10,000.00
Deposit paid: £1,000.00
Amount to finance: £9,000.00
60 monthly payments of: £173.34
Interest payable: £2,400.40
Total amount payable: £11,400.40
Representative APR%: 5.9%
Annual rate of interest: 5.7%